In today’s highly digital era, businesses of all sizes are under constant attack from cybercriminals. Small businesses are easy targets since they lack enterprise-level security. Although the right security solutions can counter the rising threats, cyber incidents can still occur. Cyber insurance can help in such instances and offset the financial losses related to a cyber incident. Any business with even a minor online presence should consider getting one. However, there is a lot of mystery and noise surrounding cyber insurance that might make knowing what type of insurance you need and how to qualify for coverage tricky.